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(Howard Marks – StartEngine) The Holy Grail for the financial industry is enabling access to capital for the more than five million small businesses that operate in the United States. Venture capital and banks only give money to a small fraction of companies, and it’s no secret that the recipients of that capital are not exactly diverse. For far too long have gender, race, age, and geography biases shut down opportunities for entrepreneurs.

With the advent of cryptocurrency’s explosion, it is now possible to fix this once and for all and bring access to capital to the small businesses that are the backbone of the US economy. The doors to capital open for these small businesses when the securities marketplace merges the JOBS Act with cryptocurrencies. This merger is a perfect storm in which two massive disruptors come together to solve a problem no one knew how to tackle.